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MORTGAGE INSURANCE
Buying a home is one of the biggest investments in a person’s life and special care is required to avoid loss. Mortgage insurance is an insurance policy that protects a mortgage lender or titleholder if the borrower defaults on payments, dies, or is otherwise unable to meet the contractual obligations of the mortgage.
HEALTH & DENTAL INSURANCE
Health and dental coverage is the most common insurance plan provided in Ontario. It pays for us to get our prescriptions, health services, and it also covers us for dental issues we may have such as cleaning, scaling, and topical treatments. It includes travel insurance and vision care as well.
TRAVEL INSURANCE
Travel insurance is your best companion when you travel abroad or domestically as it protects you in the case of an emergency. Your Canadian insurance is not valid outside Canada. And, your provincial or territorial health plan may cover a very small portion of the costs if you get sick or are injured while abroad, if anything at all.
TERM LIFE INSURANCE
Term insurance is a type of life insurance that protects you for a given period of time or a specified term of years. It is extremely beneficial for anyone that has a mortgage to pay on their home, runs a business, wants to protect their income, or has dependents. Term insurance is the most cost-effective way of putting coverage in place.
DISABILITY INSURANCE
Disability insurance is for individuals who are looking to protect themselves and their families against an unexpected injury or illness that leaves them unable to work and earn an income. When you have disability insurance in place and become disabled due to injury or illness, you receive up to 70% of your gross income. This benefit is paid out on a monthly basis and, depending on how it has been set-up, can keep paying out to the age of 65.
CRITICAL ILLNESS INSURANCE
Critical illness insurance is one of the most important coverages that you should own today. This form of insurance provides a lump-sum, tax-free benefit payment anywhere from $25,000 and up, should you become seriously ill or get diagnosed with a critical illness such as cancer, heart-attack, and stroke.
LOAN INSURANCE
Loan insurance helps you when uncertain circumstances such as a job loss, injury, or an accident arise. It ensures protection of your monthly loan payments and prevents further financial loss. To be qualified for loan insurance, you need to be between the ages of 18 – 59, work at least 21 hours per week, and require a loan for a mortgage, renovation, rent, student loan, or credit card purposes.
GROUP INSURANCE
Group insurance is a type of insurance that covers a group of people, for example the employees of a particular employer. Group benefits are often offered by employers as part of their compensation packages. Government insurance programs are one option, but they fail to fulfill the needs of small businesses. All Secured Insurance offers appealing group benefit plans for entrepreneurs and business owners.
OUR FACTS
Driven By Trust, Proven By Numbers
We focus on delivering transparent advice, tailored coverage plans, and an uncompromised commitment to protecting your financial future.
Faq
Free Asked Question
What is the advantage of using an independent broker like TrustCore Financial?
- Unlike standard bank advisors who can only sell their own company’s products, we are completely independent. We work for you, shopping your requirements across Canada’s leading insurance providers to find the most comprehensive coverage at the lowest possible market rates.
How much medical coverage is required for a Canadian Super Visa?
- To meet official Canadian immigration requirements, Super Visa applicants must provide proof of private medical insurance from a Canadian company. The policy must be valid for at least one year, provide a minimum of $100,000 in emergency medical coverage, and cover healthcare, hospitalization, and repatriation.
What is the difference between Term Life and Permanent Life insurance?
Term Life Insurance covers you for a specific period (like 10, 20, or 30 years) and is the most cost-effective way to cover fixed liabilities like mortgages or income replacement. Permanent Life Insurance covers you for your entire lifetime, never expires as long as premiums are paid, and often builds a cash value over time.
How does Disability Insurance protect my family if I get sick or injured?
- If an unexpected illness or injury leaves you completely unable to work, Disability Insurance steps in to replace up to 70% of your gross monthly income. This ensures you can continue paying your mortgage, bills, and everyday living expenses while you focus on recovery.